California licenses property and casualty insurance agents through state exams, and passvana has a practice track for each one: California Property and Casualty Broker-Agent Exam, California Property Broker-Agent Exam, California Casualty Broker-Agent Exam, California Personal Lines Broker-Agent Exam. Here is what each exam looks like, from the state's official exam documents.
California Property and Casualty Broker-Agent Exam
- The exam: The California Department of Insurance Property and Casualty license examination, given by PSI. It is the one-sitting route for candidates seeking both the property and the casualty broker-agent licenses. (PSI Candidate Information Bulletin for California insurance license examinees (revised March 2026))
- Questions: 150 multiple-choice questions. (PSI Candidate Information Bulletin for California insurance license examinees (revised March 2026))
- Time: 195 minutes. (PSI Candidate Information Bulletin for California insurance license examinees (revised March 2026))
- Passing score: 60%, so 90 of 150 correct. (PSI Candidate Information Bulletin for California insurance license examinees (revised March 2026))
- Closed book: Notes, crib sheets, textbooks and electronic devices are prohibited in the exam. (Cal. Ins. Code § 1681.5; CDI 2025 Property and Casualty License Examination Objectives)
California Property Broker-Agent Exam
- The exam: The California Department of Insurance (CDI) Property license examination, given for CDI by its contracted vendor PSI Services LLC. It is 75 multiple-choice questions. (CDI, 2025 Property License Examination Objectives, The Property Agent License Examination)
- Time: 98 minutes, per the PSI Candidate Information Bulletin (revised March 2026). Note: CDI's objectives document still says 90 minutes; follow the bulletin you receive when you schedule. (PSI Candidate Information Bulletin (rev. March 2026); CDI, 2025 Property License Examination Objectives)
- Passing score: 60%, which is 45 of 75. (PSI Candidate Information Bulletin (rev. March 2026))
- Who takes it: Applicants for the Property broker-agent license. A property license covers direct or consequential loss to property of every kind. (Cal. Ins. Code 1677; 1625(a)-(c))
California Casualty Broker-Agent Exam
- The exam: The California Department of Insurance (CDI) Casualty license examination, given for CDI by its contracted vendor PSI Services LLC. It is 75 multiple-choice questions. (CDI, 2025 Casualty License Examination Objectives, The Casualty Agent License Examination)
- Time: 98 minutes, per the PSI Candidate Information Bulletin (revised March 2026). Note: CDI's objectives document still says 90 minutes; follow the bulletin you receive when you schedule. (PSI Candidate Information Bulletin (rev. March 2026); CDI, 2025 Casualty License Examination Objectives)
- Passing score: 60%, which is 45 of 75. (PSI Candidate Information Bulletin (rev. March 2026))
- Who takes it: Applicants for the Casualty broker-agent license, which covers insurance against legal liability, including death, injury or damage. (Cal. Ins. Code 1677; 33.5; 1625(c))
California Personal Lines Broker-Agent Exam
- The exam: California Personal Lines Broker-Agent Exam, given by PSI for the state. The Personal Lines license covers insurance sold to individuals and families: homeowners, dwelling, personal auto, umbrella and the like, not commercial lines or workers' compensation. (California Department of Insurance, Personal Lines License Examination Objectives (2025))
- Questions: 90 scored questions. (California Department of Insurance, Personal Lines License Examination Objectives (2025))
- Time: 135 minutes. (California Department of Insurance, Personal Lines License Examination Objectives (2025))
- Passing score: 60% of questions correct (54 of 90). (California Department of Insurance, Personal Lines License Examination Objectives (2025))
How to pass on your first try
- Know the standard policies section by section. Homeowners, personal auto and commercial coverages are tested as what each part of the policy covers, excludes and requires after a loss.
- Do not skip the state insurance code. Licensing, producer duties, ethics and cancellation rules are specific to California and scored like the rest of the exam.
- Learn notice periods and limits as numbers. Cancellation and nonrenewal notice periods and minimum limits come up as exact figures.
- Take full timed mock exams before test day, so the length and pace of the real exam hold no surprises.
Free practice questions
Each track page has free sample questions and a topic breakdown matched to the official outline: California Property and Casualty Broker-Agent Exam, California Property Broker-Agent Exam, California Casualty Broker-Agent Exam, California Personal Lines Broker-Agent Exam. The Resources tab on each track also has quick-reference tables built from checked facts; see what is in the California Property & Casualty Insurance Key Facts Digest.