← Guides & Tips

🎯 Practice Test Guide — everything you need for this exam, in one place
Property & Casualty Insurance

Inside the Pennsylvania Property & Casualty Insurance Key Facts Digest: What's in Your Resources Tab

Every Pennsylvania property and casualty track on passvana has a Resources tab of quick-reference material built from the official exam outline and the state's own insurance code, with each fact checked against its source. Here is what is in it.

Pennsylvania Property and Casualty Insurance Exam (Series 16-06)

  • Tables: Pennsylvania Property and Casualty Exam: Structure, Weights & Who Takes It (free); Pennsylvania Producer Licensing & Conduct Rules; Property & Casualty Basics and Pennsylvania Required Provisions; Personal Lines: Homeowners, Dwelling & Pennsylvania Auto; Commercial Lines: Property, Liability, Auto, Crime & Workers' Comp
  • Flashcard decks: Pennsylvania Property and Casualty Exam & Insurance Law Quick Facts (free); Pennsylvania Licensing, Conduct & Unfair Practices Flashcards; Pennsylvania Required Provisions: Cancellation, Fire Policy, Guaranty & Auto Law; Policy Forms: Homeowners, Dwelling, Commercial, Liability & Workers' Comp

Pennsylvania Property Insurance Exam (Series 16-04)

  • Tables: Pennsylvania Property Exam: Structure, Weights & Who Takes It (free); Pennsylvania Producer Licensing & Conduct Rules; Property Insurance Basics & Pennsylvania Property Rules; Homeowners & Dwelling Forms: HO-2 to HO-8, DP-1 to DP-3; Commercial Property, Businessowners & Other Property Policies
  • Flashcard decks: Pennsylvania Property Exam & Insurance Law Quick Facts (free); Pennsylvania Licensing, Conduct & Unfair Practices Flashcards; Pennsylvania Property Rules: Cancellation, Fire Policy, Guaranty & FAIR Plan; Property Policy Forms: Homeowners, Dwelling, Commercial & Flood

Pennsylvania Casualty Insurance Exam (Series 16-05)

  • Tables: Pennsylvania Casualty Exam: Structure, Weights & Who Takes It (free); Pennsylvania Producer Licensing & Conduct Rules; Casualty Basics & Pennsylvania Casualty Rules; Pennsylvania Auto: MVFRL, Tort Election & the Personal Auto Policy; Workers' Compensation, CGL, Crime & Other Liability Forms
  • Flashcard decks: Pennsylvania Casualty Exam & Insurance Law Quick Facts (free); Pennsylvania Licensing, Conduct & Unfair Practices Flashcards; Pennsylvania Casualty Rules & Auto Law Flashcards; Workers' Compensation & Commercial Liability Flashcards

Pennsylvania Personal Lines Insurance Exam (Series 16-16)

  • Tables: Pennsylvania Personal Lines Exam: Structure, Weights & Who Takes It (free); Pennsylvania Producer Licensing & Conduct Rules; Property & Casualty Basics and Pennsylvania Required Provisions; Personal Lines: Homeowners, Dwelling & Pennsylvania Auto
  • Flashcard decks: Pennsylvania Personal Lines Exam & Insurance Law Quick Facts (free); Pennsylvania Licensing, Conduct & Unfair Practices Flashcards; Pennsylvania Required Provisions: Cancellation, Fire Policy, Guaranty & Auto Law

A few checked facts worth knowing

  • Before applying An individual must pass the producer examination for the lines of authority sought, unless an exemption applies. Pennsylvania no longer requires prelicensing education: Act 142 of 2024 deleted that prerequisite. (Insurance Department Act of 1921, sec. 604-A(a), as amended by Act 142 of 2024 (40 P.S. 310.4))
  • Residential cancellation: Which policies Private residential policies on owner-occupied dwellings (a home of four or fewer units, one occupied by the owner) and an individual's personal property, once in force 60 days or more. (Unfair Insurance Practices Act, sec. 5(a)(9) (40 P.S. 1171.5); 31 Pa. Code 59.3)
  • Bad faith action A court that finds an insurer acted in bad faith may award interest from the date of the claim at the prime rate plus 3%, punitive damages, and court costs and attorney fees. (42 Pa.C.S. 8371)
  • CGL: Coverage C Medical payments regardless of fault, if the accident is in the coverage territory and expenses are incurred and reported within one year. (ISO CG 00 01 04 13, Sec. I Coverage C)

What is free to preview

Items marked free above can be opened by anyone. The rest come with the track, along with its full practice-question bank. For the exam format and passing score, see our Pennsylvania property and casualty insurance exam cheat sheet.

Ready to put this into practice?

Practice Property & Casualty Insurance questions →