Every South Carolina property and casualty track on passvana has a Resources tab of quick-reference material built from the official exam outline and the state's own insurance code, with each fact checked against its source. Here is what is in it.
South Carolina Property and Casualty Insurance Exam
- Tables: South Carolina Property & Casualty Exam: Structure, Weights & Who Takes It (free); Property Policies: Homeowners, Dwelling, Commercial Property & Inland Marine; Liability Policies: CGL, Auto, Workers' Comp, Crime, Bonds & Professional; South Carolina Insurance Law: Key Rules for Property & Casualty Producers
- Flashcard decks: South Carolina Property & Casualty Exam & Insurance Law Quick Facts (free); Property Numbers & Concepts; Casualty Numbers & Concepts
South Carolina Property Insurance Exam
- Tables: South Carolina Property Exam: Structure, Weights & Who Takes It (free); Property Policies: Homeowners, Dwelling, Commercial Property & Inland Marine; South Carolina Insurance Law: Key Rules for Property Producers
- Flashcard decks: South Carolina Property Exam & Insurance Law Quick Facts (free); Property Numbers & Concepts
South Carolina Casualty Insurance Exam
- Tables: South Carolina Casualty Exam: Structure, Weights & Who Takes It (free); Liability Policies: CGL, Auto, Workers' Comp, Crime, Bonds & Professional; South Carolina Insurance Law: Key Rules for Casualty Producers
- Flashcard decks: South Carolina Casualty Exam & Insurance Law Quick Facts (free); Casualty Numbers & Concepts
South Carolina Personal Lines Insurance Exam
- Tables: South Carolina Personal Lines Exam: Structure, Weights & Who Takes It (free); Property Policies: Homeowners, Dwelling, Commercial Property & Inland Marine; Liability Policies: CGL, Auto, Workers' Comp, Crime, Bonds & Professional; South Carolina Insurance Law: Key Rules for Personal Lines Producers
- Flashcard decks: South Carolina Personal Lines Exam & Insurance Law Quick Facts (free); Property Numbers & Concepts; Casualty Numbers & Concepts
A few checked facts worth knowing
- HO-2 Broad Form The dwelling and other structures are insured on a named-perils basis. The HO-3 and HO-5 insure them against direct physical loss (open perils). (ISO HO 00 02 10 00, Sec. I, Perils Insured Against)
- Causes of loss forms The special form covers direct physical loss unless excluded or limited; the basic and broad forms insure only listed perils. Most exclusions sit in the Causes of Loss form. Mechanical breakdown is excluded, so equipment breakdown cover is bought separately. (ISO CP 10 30 09 17, A, B.2.d(6), C.1)
- Personal auto, Part A Liability. Pays defense costs in addition to the limit. A split limit (for example 50/100) caps each person and each accident; a combined single limit is one amount per accident. Vehicles with fewer than four wheels are excluded. (ISO PP 00 01 09 18, Part A)
- In South Carolina, what is an admitted insurer? An insurer licensed to do business in this state. S.C. Code 38-1-20: an admitted insurer means an insurer licensed to do business in South Carolina. (S.C. Code 38-1-20(5))
What is free to preview
Items marked free above can be opened by anyone. The rest come with the track, along with its full practice-question bank. For the exam format and passing score, see our South Carolina property and casualty insurance exam cheat sheet.