โ† Guides & Tips

๐ŸŽฏ Practice Test Guide โ€” everything you need for this exam, in one place
Property & Casualty Insurance

Missouri Property & Casualty Insurance Exam: Practice Test, Pass Score & How to Pass

Missouri licenses property and casualty insurance agents through state exams, and passvana has a practice track for each one: Missouri Property and Casualty Insurance Producer Exam, Missouri Property Insurance Producer Exam, Missouri Casualty Insurance Producer Exam, Missouri Personal Lines Insurance Producer Exam. Here is what each exam looks like, from the state's official exam documents.

Missouri Property and Casualty Insurance Producer Exam

  • The exam: Missouri Property and Casualty Insurance Producer Exam, given by Pearson VUE for the state. Each exam pairs general insurance knowledge with Missouri law. (Pearson VUE Missouri handbook 122600 and outlines 122601 (eff. 2/1/2026))
  • Questions: 140 scored questions, plus unscored pretest questions mixed in. (Pearson VUE Missouri handbook 122600 and outlines 122601 (eff. 2/1/2026))
  • Time: 180 minutes. (Pearson VUE Missouri handbook 122600 and outlines 122601 (eff. 2/1/2026))
  • Passing score: A scaled score of 70, set by the state; it is not a percentage of questions correct. Our practice mock uses 70% correct (98 of 140) as its stand-in. (Pearson VUE Missouri handbook 122600 and outlines 122601 (eff. 2/1/2026))

Missouri Property Insurance Producer Exam

  • The exam: Missouri Property Insurance Producer Exam, given by Pearson VUE for the state. Each exam pairs general insurance knowledge with Missouri law. (Pearson VUE Missouri handbook 122600 and outlines 122601 (eff. 2/1/2026))
  • Questions: 90 scored questions, plus unscored pretest questions mixed in. (Pearson VUE Missouri handbook 122600 and outlines 122601 (eff. 2/1/2026))
  • Time: 120 minutes. (Pearson VUE Missouri handbook 122600 and outlines 122601 (eff. 2/1/2026))
  • Passing score: A scaled score of 70, set by the state; it is not a percentage of questions correct. Our practice mock uses 70% correct (63 of 90) as its stand-in. (Pearson VUE Missouri handbook 122600 and outlines 122601 (eff. 2/1/2026))

Missouri Casualty Insurance Producer Exam

  • The exam: Missouri Casualty Insurance Producer Exam, given by Pearson VUE for the state. Each exam pairs general insurance knowledge with Missouri law. (Pearson VUE Missouri handbook 122600 and outlines 122601 (eff. 2/1/2026))
  • Questions: 90 scored questions, plus unscored pretest questions mixed in. (Pearson VUE Missouri handbook 122600 and outlines 122601 (eff. 2/1/2026))
  • Time: 120 minutes. (Pearson VUE Missouri handbook 122600 and outlines 122601 (eff. 2/1/2026))
  • Passing score: A scaled score of 70, set by the state; it is not a percentage of questions correct. Our practice mock uses 70% correct (63 of 90) as its stand-in. (Pearson VUE Missouri handbook 122600 and outlines 122601 (eff. 2/1/2026))

Missouri Personal Lines Insurance Producer Exam

  • The exam: Missouri Personal Lines Insurance Producer Exam, given by Pearson VUE for the state. Each exam pairs general insurance knowledge with Missouri law. (Pearson VUE Missouri handbook 122600 and outlines 122601 (eff. 2/1/2026))
  • Questions: 115 scored questions, plus unscored pretest questions mixed in. (Pearson VUE Missouri handbook 122600 and outlines 122601 (eff. 2/1/2026))
  • Time: 150 minutes. (Pearson VUE Missouri handbook 122600 and outlines 122601 (eff. 2/1/2026))
  • Passing score: A scaled score of 70, set by the state; it is not a percentage of questions correct. Our practice mock uses 70% correct (81 of 115) as its stand-in. (Pearson VUE Missouri handbook 122600 and outlines 122601 (eff. 2/1/2026))

How to pass on your first try

  • Know the standard policies section by section. Homeowners, personal auto and commercial coverages are tested as what each part of the policy covers, excludes and requires after a loss.
  • Do not skip the state insurance code. Licensing, producer duties, ethics and cancellation rules are specific to Missouri and scored like the rest of the exam.
  • Learn notice periods and limits as numbers. Cancellation and nonrenewal notice periods and minimum limits come up as exact figures.
  • Take full timed mock exams before test day, so the length and pace of the real exam hold no surprises.

Free practice questions

Each track page has free sample questions and a topic breakdown matched to the official outline: Missouri Property and Casualty Insurance Producer Exam, Missouri Property Insurance Producer Exam, Missouri Casualty Insurance Producer Exam, Missouri Personal Lines Insurance Producer Exam. The Resources tab on each track also has quick-reference tables built from checked facts; see what is in the Missouri Property & Casualty Insurance Key Facts Digest.

Ready to put this into practice?

Practice Property & Casualty Insurance questions โ†’