Florida licenses property and casualty insurance agents through state exams, and passvana has a practice track for each one: Florida General Lines Agent (2-20) Exam, Florida Personal Lines Agent (20-44) Exam. Here is what each exam looks like, from the state's official exam documents.
Florida General Lines Agent (2-20) Exam
- The exam: The Florida Agent's General Lines Insurance examination (2-20 General Lines Agent), covering property, casualty and a health section. Questions are the property of the Department of Financial Services (DFS); Pearson VUE delivers the exam. (Florida Insurance Examination Content Outlines (#121003, eff. Jan. 1, 2026), Florida Agent's General Lines Insurance; Pearson VUE, Florida Insurance Candidate Handbook (#121000))
- Who takes it: Applicants for the general lines (property and casualty) agent license. Life and health agents, adjusters and others have separate exams. (Florida Insurance Examination Content Outlines (#121003, eff. Jan. 1, 2026), Florida Agent's General Lines Insurance; Pearson VUE, Florida Insurance Candidate Handbook (#121000), exam list)
- Questions: 160 scored questions plus 15 pretest questions. Pretest questions are mixed in, not identified, and do not affect the score. (Florida Insurance Examination Content Outlines (#121003, eff. Jan. 1, 2026), Florida Agent's General Lines Insurance; Pearson VUE, Florida Insurance Candidate Handbook (#121000), Pretest Questions)
- Time: 3 hours. (Florida Insurance Examination Content Outlines (#121003, eff. Jan. 1, 2026), Florida Agent's General Lines Insurance)
- Passing score: 70%, computed by dividing the number of questions answered correctly by the total number of examination questions. On 160 scored questions that is 112 correct. (Pearson VUE, Florida Insurance Candidate Handbook (#121000), Score Reporting; our arithmetic: 70% of 160 = 112)
Florida Personal Lines Agent (20-44) Exam
- The exam: Florida Personal Lines Agent (20-44) Exam, given by Pearson VUE for the state. The Personal Lines license covers insurance sold to individuals and families: homeowners, dwelling, personal auto, umbrella and the like, not commercial lines or workers' compensation. (Pearson VUE Florida handbook 121000 and outlines 121003 (eff. 1/1/2026))
- Questions: 100 scored questions, plus unscored pretest questions mixed in. (Pearson VUE Florida handbook 121000 and outlines 121003 (eff. 1/1/2026))
- Time: 2 hours. (Pearson VUE Florida handbook 121000 and outlines 121003 (eff. 1/1/2026))
- Passing score: 70% of questions correct (70 of 100). (Pearson VUE Florida handbook 121000 and outlines 121003 (eff. 1/1/2026))
How to pass on your first try
- Know the standard policies section by section. Homeowners, personal auto and commercial coverages are tested as what each part of the policy covers, excludes and requires after a loss.
- Do not skip the state insurance code. Licensing, producer duties, ethics and cancellation rules are specific to Florida and scored like the rest of the exam.
- Learn notice periods and limits as numbers. Cancellation and nonrenewal notice periods and minimum limits come up as exact figures.
- Take full timed mock exams before test day, so the length and pace of the real exam hold no surprises.
Free practice questions
Each track page has free sample questions and a topic breakdown matched to the official outline: Florida General Lines Agent (2-20) Exam, Florida Personal Lines Agent (20-44) Exam. The Resources tab on each track also has quick-reference tables built from checked facts; see what is in the Florida Property & Casualty Insurance Key Facts Digest.