Georgia Property & Casualty Insurance Exam: Practice Test, Pass Score & How to Pass

GA · 10/16/2026 · 5 min read

Georgia licenses property and casualty insurance agents through state exams, and passvana has a practice track for each one: Georgia Property and Casualty Agent Exam, Georgia Property Agent Exam, Georgia Casualty Agent Exam, Georgia Personal Lines Agent Exam. Here is what each exam looks like, from the state's official exam documents.

Georgia Property and Casualty Agent Exam

The exam: The Georgia Property & Casualty Agent COMBO examination (exam code 12-GA-20), delivered by Pearson VUE for the Georgia Insurance Department. It combines general property and casualty knowledge with Georgia law in one sitting. (Pearson VUE, Georgia Insurance Candidate Handbook (#121100), exam list; Pearson VUE, Georgia Insurance Supplement, Examination Content Outlines (#121102, eff. Oct. 22, 2024))
Who takes it: Applicants who want the property and casualty lines licensed together. Single-line property and casualty agent exams are separate. (Pearson VUE, Georgia Insurance Candidate Handbook (#121100), exam list)
Questions: 125 scored questions plus 10 pretest. Pretest questions are mixed in unidentified and do not affect the score. (Pearson VUE, Georgia Insurance Supplement, Examination Content Outlines (#121102, eff. Oct. 22, 2024), Property & Casualty Agent COMBO; Pearson VUE, Georgia Insurance Candidate Handbook (#121100), Pretest Questions)
Time: 2 hours, as the handbook lists it. (Pearson VUE, Georgia Insurance Candidate Handbook (#121100), exam list)
Passing score: 70 percent of questions answered correctly. The score is reported as a percent on a scale of 0 to 100 and is the percentage of questions answered correctly. On 125 scored questions that is 88 correct (our arithmetic: 70% of 125). (Pearson VUE, Georgia Insurance Candidate Handbook (#121100), Score Explanation)

The exam: The Georgia Property Agent examination (exam code 12-GA-04), delivered by Pearson VUE for the Georgia Insurance Department. It combines general property knowledge with Georgia law. (Pearson VUE, Georgia Insurance Candidate Handbook (#121100), exam list; Pearson VUE, Georgia Insurance Supplement, Examination Content Outlines (#121102, eff. Oct. 22, 2024))
Who takes it: Applicants for the property agent license. Casualty, property and casualty combination, personal lines and other licenses have their own exams. (Pearson VUE, Georgia Insurance Candidate Handbook (#121100), exam list)
Questions: 80 scored questions plus 10 pretest. Pretest questions are mixed in unidentified and do not affect the score. (Pearson VUE, Georgia Insurance Supplement, Examination Content Outlines (#121102, eff. Oct. 22, 2024), Property Agent; Pearson VUE, Georgia Insurance Candidate Handbook (#121100), Pretest Questions)
Time: 2 hours. (Pearson VUE, Georgia Insurance Candidate Handbook (#121100), exam list)
Passing score: 70 percent of questions answered correctly. The score is reported as a percent on a scale of 0 to 100 and is the percentage of questions answered correctly. On 80 scored questions that is 56 correct (our arithmetic: 70% of 80). (Pearson VUE, Georgia Insurance Candidate Handbook (#121100), Score Explanation)

The exam: The Georgia Casualty Agent examination (exam code 12-GA-05), delivered by Pearson VUE for the Georgia Insurance Department. It combines general casualty knowledge with Georgia law. (Pearson VUE, Georgia Insurance Candidate Handbook (#121100), exam list; Pearson VUE, Georgia Insurance Supplement, Examination Content Outlines (#121102, eff. Oct. 22, 2024))
Who takes it: Applicants for the casualty agent license. Property, property and casualty combination, personal lines and other licenses have their own exams. (Pearson VUE, Georgia Insurance Candidate Handbook (#121100), exam list)
Questions: 80 scored questions plus 10 pretest. Pretest questions are mixed in unidentified and do not affect the score. (Pearson VUE, Georgia Insurance Supplement, Examination Content Outlines (#121102, eff. Oct. 22, 2024), Casualty Agent; Pearson VUE, Georgia Insurance Candidate Handbook (#121100), Pretest Questions)
Time: 2.5 hours. (Pearson VUE, Georgia Insurance Candidate Handbook (#121100), exam list)
Passing score: 70 percent of questions answered correctly. The score is reported as a percent on a scale of 0 to 100 and is the percentage of questions answered correctly. On 80 scored questions that is 56 correct (our arithmetic: 70% of 80). (Pearson VUE, Georgia Insurance Candidate Handbook (#121100), Score Explanation)

The exam: Georgia Personal Lines Agent Exam, given by Pearson VUE for the state. The Personal Lines license covers insurance sold to individuals and families: homeowners, dwelling, personal auto, umbrella and the like, not commercial lines or workers' compensation. (Pearson VUE Georgia handbook 121100 and outlines 121102)
Questions: 90 scored questions, plus unscored pretest questions mixed in. (Pearson VUE Georgia handbook 121100 and outlines 121102)
Time: 90 minutes. (Pearson VUE Georgia handbook 121100 and outlines 121102)
Passing score: 70% of questions correct (63 of 90). (Pearson VUE Georgia handbook 121100 and outlines 121102)

Know the standard policies section by section. Homeowners, personal auto and commercial coverages are tested as what each part of the policy covers, excludes and requires after a loss.
Do not skip the state insurance code. Licensing, producer duties, ethics and cancellation rules are specific to Georgia and scored like the rest of the exam.
Learn notice periods and limits as numbers. Cancellation and nonrenewal notice periods and minimum limits come up as exact figures.
Take full timed mock exams before test day, so the length and pace of the real exam hold no surprises.

Each track page has free sample questions and a topic breakdown matched to the official outline: Georgia Property and Casualty Agent Exam, Georgia Property Agent Exam, Georgia Casualty Agent Exam, Georgia Personal Lines Agent Exam. The Resources tab on each track also has quick-reference tables built from checked facts; see what is in the Georgia Property & Casualty Insurance Key Facts Digest.

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