Every Massachusetts property and casualty track on passvana has a Resources tab of quick-reference material built from the official exam outline and the state's own insurance code, with each fact checked against its source. Here is what is in it.
Massachusetts Property Producer Exam
- Tables: Massachusetts Property Exam: Structure, Weights & Who Takes It (free); Property Policies: Homeowners, Dwelling, Commercial Property & Inland Marine; Massachusetts Insurance Law: Key Rules for Property Producers
- Flashcard decks: Massachusetts Property Exam & Insurance Law Quick Facts (free); Property Numbers & Concepts
Massachusetts Casualty Producer Exam
- Tables: Massachusetts Casualty Exam: Structure, Weights & Who Takes It (free); Liability Policies: CGL, Auto, Workers' Comp, Crime, Bonds & Professional; Massachusetts Insurance Law: Key Rules for Casualty Producers
- Flashcard decks: Massachusetts Casualty Exam & Insurance Law Quick Facts (free); Casualty Numbers & Concepts
Massachusetts Personal Lines Producer Exam
- Tables: Massachusetts Personal Lines Exam: Structure, Weights & Who Takes It (free); Property Policies: Homeowners, Dwelling, Commercial Property & Inland Marine; Liability Policies: CGL, Auto, Workers' Comp, Crime, Bonds & Professional; Massachusetts Insurance Law: Key Rules for Personal Lines Producers
- Flashcard decks: Massachusetts Personal Lines Exam & Insurance Law Quick Facts (free); Property Numbers & Concepts; Casualty Numbers & Concepts
A few checked facts worth knowing
- HO-2 Broad Form The dwelling and other structures are insured on a named-perils basis. The HO-3 and HO-5 insure them against direct physical loss (open perils). (ISO HO 00 02 10 00, Sec. I, Perils Insured Against)
- A Massachusetts insurer cancels a standard fire policy for a reason other than nonpayment of premium. How much written notice must it give... Five days. Under the standard policy in c. 175, s. 99, the company may cancel on five days' written notice to the insured. Ten days apply only when the stated reason is nonpayment of premium. (M.G.L. c. 175, s. 99)
- What is the maximum civil forfeiture for each violation of a final Massachusetts cease and desist order under chapter 176D? $10,000. Chapter 176D, s. 10 requires a person who violates a final cease and desist order while it is in effect to forfeit up to $10,000 for each violation, and the person may face license suspension or revocation. (M.G.L. c. 176D, s. 10)
- Under Massachusetts auto repair standards, when must an appraiser specify that a damaged part be replaced rather than repaired? When it is damaged beyond repair. Section 133.04(1) of 211 CMR requires appraisers to specify repair rather than replacement unless the part is damaged beyond repair, repair costs more than replacement with a like part, or operational safety might be impaired. (211 CMR 133.04)
What is free to preview
Items marked free above can be opened by anyone. The rest come with the track, along with its full practice-question bank. For the exam format and passing score, see our Massachusetts property and casualty insurance exam cheat sheet.