Massachusetts licenses property and casualty insurance agents through state exams, and passvana has a practice track for each one: Massachusetts Property Producer Exam, Massachusetts Casualty Producer Exam, Massachusetts Personal Lines Producer Exam. Here is what each exam looks like, from the state's official exam documents.
Massachusetts Property Producer Exam
- The exam: Massachusetts Property Producer Exam, given by Pearson VUE for the state. Each exam pairs general insurance knowledge with Massachusetts law. (Pearson VUE Massachusetts handbook 122300 and outlines 122301 (eff. 7/22/2026))
- Questions: 80 scored questions, plus unscored pretest questions mixed in. (Pearson VUE Massachusetts handbook 122300 and outlines 122301 (eff. 7/22/2026))
- Time: Not published in the handbook or outline. (Pearson VUE Massachusetts handbook 122300 and outlines 122301 (eff. 7/22/2026))
- Passing score: A scaled score of 70, set by the state; it is not a percentage of questions correct. Our practice mock uses 70% correct (56 of 80) as its stand-in. (Pearson VUE Massachusetts handbook 122300 and outlines 122301 (eff. 7/22/2026))
Massachusetts Casualty Producer Exam
- The exam: Massachusetts Casualty Producer Exam, given by Pearson VUE for the state. Each exam pairs general insurance knowledge with Massachusetts law. (Pearson VUE Massachusetts handbook 122300 and outlines 122301 (eff. 7/22/2026))
- Questions: 80 scored questions, plus unscored pretest questions mixed in. (Pearson VUE Massachusetts handbook 122300 and outlines 122301 (eff. 7/22/2026))
- Time: Not published in the handbook or outline. (Pearson VUE Massachusetts handbook 122300 and outlines 122301 (eff. 7/22/2026))
- Passing score: A scaled score of 70, set by the state; it is not a percentage of questions correct. Our practice mock uses 70% correct (56 of 80) as its stand-in. (Pearson VUE Massachusetts handbook 122300 and outlines 122301 (eff. 7/22/2026))
Massachusetts Personal Lines Producer Exam
- The exam: Massachusetts Personal Lines Producer Exam, given by Pearson VUE for the state. Each exam pairs general insurance knowledge with Massachusetts law. (Pearson VUE Massachusetts handbook 122300 and outlines 122301 (eff. 7/22/2026))
- Questions: 105 scored questions, plus unscored pretest questions mixed in. (Pearson VUE Massachusetts handbook 122300 and outlines 122301 (eff. 7/22/2026))
- Time: Not published in the handbook or outline. (Pearson VUE Massachusetts handbook 122300 and outlines 122301 (eff. 7/22/2026))
- Passing score: A scaled score of 70, set by the state; it is not a percentage of questions correct. Our practice mock uses 70% correct (74 of 105) as its stand-in. (Pearson VUE Massachusetts handbook 122300 and outlines 122301 (eff. 7/22/2026))
How to pass on your first try
- Know the standard policies section by section. Homeowners, personal auto and commercial coverages are tested as what each part of the policy covers, excludes and requires after a loss.
- Do not skip the state insurance code. Licensing, producer duties, ethics and cancellation rules are specific to Massachusetts and scored like the rest of the exam.
- Learn notice periods and limits as numbers. Cancellation and nonrenewal notice periods and minimum limits come up as exact figures.
- Take full timed mock exams before test day, so the length and pace of the real exam hold no surprises.
Free practice questions
Each track page has free sample questions and a topic breakdown matched to the official outline: Massachusetts Property Producer Exam, Massachusetts Casualty Producer Exam, Massachusetts Personal Lines Producer Exam. The Resources tab on each track also has quick-reference tables built from checked facts; see what is in the Massachusetts Property & Casualty Insurance Key Facts Digest.