Every Texas property and casualty track on passvana has a Resources tab of quick-reference material built from the official exam outline and the state's own insurance code, with each fact checked against its source. Here is what is in it.
Texas General Lines - Property and Casualty Exam
- Tables: Texas General Lines P&C Exam: Structure, Weights & Who Takes It (free); Property Policies: Homeowners, Dwelling, Commercial Property & Inland Marine; Liability Policies: CGL, Auto, Workers' Comp, Crime, Bonds & Professional; Texas Insurance Code for P&C Agents; Texas Residual Markets, Auto Coverage & Claim Handling Details
- Flashcard decks: Texas P&C Exam & Insurance Code Quick Facts (free); Property Numbers & Concepts; Casualty Numbers & Concepts; Texas Residual Markets, Auto & Claims Flashcards
Texas Personal Lines Property and Casualty Exam
- Tables: Texas Personal Lines Exam: Structure, Weights & Who Takes It (free); Property Policies: Homeowners, Dwelling, Flood & Personal Floaters; Liability Policies: Personal Auto & Umbrella; Texas Insurance Code for Personal Lines Agents; Texas Residual Markets, Auto Coverage & Claim Handling Details
- Flashcard decks: Texas Personal Lines Exam & Insurance Law Quick Facts (free); Property Numbers & Concepts; Casualty Numbers & Concepts; Texas Residual Markets, Auto & Claims Flashcards
A few checked facts worth knowing
- HO-2 Broad Form The dwelling and other structures are insured on a named-perils basis. The HO-3 and HO-5 insure them against direct physical loss (open perils). (ISO HO 00 02 10 00, Sec. I, Perils Insured Against)
- CGL supplementary payments Bail bonds up to $250 and loss of earnings up to $250 a day for helping the insurer. These payments do not reduce the limits. The business auto form pays up to $2,000 for bail bonds. (ISO CG 00 01 04 13, Supplementary Payments; ISO CA 00 01 10 13, )
- Agent license: basic requirements At least 18, passed the exam within the past 12 months, no ground for denial, and an application with fees. Part-time work alone is not a ground for denial. (TIC 4001.105, 4001.104(c))
- UM/UIM and PIP UM/UIM must be offered in or with an auto liability policy unless a named insured rejects it in writing; for an unknown driver, actual physical contact is required. An insurer need not provide PIP above $2,500 per person and must pay benefits as claims arise, not later than 30 days after satisfactory proof. (TIC 1952.101, 1952.104(3), 1952.153, 1952.156(a))
What is free to preview
Items marked free above can be opened by anyone. The rest come with the track, along with its full practice-question bank. For the exam format and passing score, see our Texas property and casualty insurance exam cheat sheet.