A property and casualty producer exam has two kinds of content: insurance knowledge that is the same in every state, and your state's insurance law. Many states also offer separate exams for property only, casualty only and personal lines.
A worked example: Texas
The Texas General Lines Property and Casualty exam has a general section and a state section, scored as one exam: 130 scored questions plus 15 unscored pretest questions, in 150 minutes, with a passing scaled score of 70 (Pearson VUE, Texas Insurance Candidate Handbook #124400 and Content Outlines #124401). A scaled score is not the percentage you answered correctly.
What the general section covers
- Property policies: homeowners, dwelling, commercial property, inland marine, flood, earthquake, mobile home, watercraft and farm.
- Property terms and provisions: risk, hazard, peril, valuation, deductibles, coinsurance, the insuring agreement, conditions, exclusions, duties after loss, appraisal and subrogation.
- Casualty policies: commercial general liability, auto, workers' compensation, crime, bonds, umbrella, professional and cyber.
- Casualty terms and provisions.
(Pearson VUE, Texas Content Outlines #124401.)
How to prepare
- Learn the standard policy forms coverage by coverage; questions name the form and ask what it pays.
- Do not skip the state law section. It is scored with the rest, and its licensing and conduct rules are specific to your state.
- Take full timed mock exams before test day.
Your state's exam
See the guide for your state: California, Colorado, Florida, Georgia, Illinois, Indiana, Massachusetts, Michigan, Missouri, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee and Texas.
Practice property and casualty insurance questions for your state, with explanations and timed mock exams.